How Much Coverage Do I Need?


Purchasing a Protector vehicle service contract offers more than peace of mind. The right coverage can save you thousands in costly repair bills should your vehicle experience a major mechanical or electrical malfunction.

Remember, even if you didn’t purchase your vehicle from Gus Machado Ford you can still purchase a Protector extended vehicle service contract today. With Protector your vehicle can be serviced by any licensed mechanic in the U.S. or Canada.

For example, you can purchase a Ford at dealership in Michigan, purchase a Protector vehicle service contract from Gus Machado in Florida and have the vehicle serviced at any Ford dealer in the United States or Canada.

Your first step in buying a service contract is to review the provisions of our most popular and economical Protector service contracts to see exactly what is covered. You can review Gus Machado’s Protector brochure here.

The Federal Trade Commission urges you to review a copy of the actual contract you will receive rather than just a brochure, but many manufacturers don’t give their dealers sample contracts (you get a contract in the mail after you sign up); at Gus Machado Ford we believe in total transparency so you can review the contract before you buy AND at MachadoWarrantyMap.com you can even digitally sign the contract and purchase online!

You’ll find substantial variations in what vehicle service contracts cover. Almost all vehicle service contracts exclude from coverage maintenance and wear items, ranging from brake parts to exhaust system components to air filters. Many contracts exclude—or fail to include—many additional items, including electrical devices like power windows and radios, interior trim, gauges, and even air-conditioning systems. Some contracts cover only a specified list of items and you’ll probably have a hard time judging whether important items are left off the list. That’s why MachadoWarrantyMap offers only plans that cover everything except a specified list of items.

Our Protector vehicle service contracts also cover the cost of towing and a rental cars & towing where others do not. Some contracts cover parts but not all the labor necessary for diagnosis and repair. Your Protector vehicle service contract covers all parts and labor.

When comparing coverage be sure to check where you can get repairs done—at the selling dealer only, at any dealership matching the make of your vehicle, at any new car dealer, or at your choice of new car dealer or independent repair shop. Since you can’t always be sure a breakdown will occur near a factory authorized service center, it’s good to have the option of using an independent shop.

Extended service contracts in Florida are regulated for a reason! Don't buy extended auto warranties by price alone and avoid “lowball” vehicle service contracts!
Fully insured vehicle service contracts cost more that's a fact of life. If you shop for auto extended warranties by price vs. coverage you could find yourself unprotected. A company’s coverage options, track record and ability to pay claims should be carefully scrutinized before you purchase coverage. Cheap pricing is fine for Big Box Discount stores, but BAD for vehicle service contracts. Our service managers work with customer’s everyday whose “lowball” service contract company rejects the claim under their “lowball” service agreement. Such companies often under fund their warranty claims reserve accounts to pay for your car warranty claims. Many use tomorrow's sales proceeds to pay for today's claims; a recipe for bankruptcy. pay repair shops directly.

The bottom line: Don't buy the cheapest extended warranties because those companies won’t likely be around to cover your auto warranty claims.